Medical
Debt
If you've
racked up hospital bills that you can no longer afford or
have been late in payments, you have medical debt. Severe
medical debt can make otherwise financially healthy people
vulnerable to other types of debt and possibly bankruptcy.
Insurance costs are on the rise, medical advancements cost
more and people are living longer, making medical debt a rising
concern among Americans. While more critical to older adults,
medical debt can strike at any age... |
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| ...Medical
debt can keep people from seeking treatment for conditions that
might be life threatening. While some debts are voluntary, such
as personal loan debt, medical debt is involuntary, meaning
it is uncontrollable. A person may decide to take on a loan
for a new car, but will not decide to get cancer. Cancer just
happens. Unfortunately, medical debt can force a person into
a downward spiral of more debt, less frequent health care and
more expensive trips to the hospital because of emergency situations. |
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